November is almost gone. I lost my CC and 50000 bucks in one second. That happened almost in mid of the month and then we were very demotivated to save. So we are little over budget this month, minus the loss. Major goof ups from our side:
1) Eating Out and Outing budget is over shoot.
2) Gifts is again high.
3) Bills were high, because we had some pending bills.
4) I had 6 No Spending Days from 8 planned.
I know what all I did wrong, so no point in analyzing.
My Cell phone is 5 years old and in very very bad shape. It switches off automatically every time i am talking to someone. I desperately need a new one. This is shaking my next month's budget too. I wanted to wrap everything in 30000, but it seems I have to goto 32000.
So this is my goal for next month: 32000 for all monthly expenses.