I have always worked with detailed budget, watched every rupee coming in and going out of my system.
Now with a baby in picture, that is just too time consuming.
From last so many days I am working on seeing where my time is going and what all I can cut back to save on TIME.
And I know too much detailed budgeting is one thing which eats up time that I should free.
So finally, I am writing this post and ACCEPTING that it's time to change.
After exploring lots of things I have decided that I need to come up with something similar to balanced money formula as preached by JD Roth of Get Rich Slowly.
His exact formula is something like
I have to come up with something similar.
I am going to come up with my own balanced money formula by November.
(This is because I am joining my job only on coming Monday which means no pay cheque at end of september also.)
If you have any suggestions on this, please let me know.