Wait, I am not a cheat if this is the conclusion you have come to from my last two posts new budgeting style and goals for 2013.
Remember how I confessed that I need my own balanced money formula. And then I go ahead and say I will be doing budgeting again with all percentages.
Actually those percentages define my balanced money formula.
20% - Retirement
30% - Midterm Savings/Mortgage prepayment etc
50% - Needs + Wants