2010 Goals Tracking - November End

These are my goals for 2010.
1)Continue learning new dishes to cook. One new dish per week.
2)Continue to be on budget.
3)Start saving for prepayment of mortgage. 2L should be saved for same.
4)Contribute to retirement as per the plan.
5)Be less obsessive on daily tracking of things.
6)Learn to swim.
7)Improve healthy eating.
8)Earning Rs 50250 (2010*25) extra in 2010

It's November end and as I promised this month's review includes status of my goals collectively for both the months, October and November.

Goal 1 - Cooking - PASS. Thanks to Hyderabad. :) We are not getting any decent cook here, so I am cooking everyday and so far enjoying it completely. WOW!
Goal 2 - Budget - Don't Know. My Savings is on track, in fact more then on track, so I am assuming that even if I am spending little more, it's OK!
Goal 3 - Save for Mortgage - PASS.
Goal 4 - Save for Retirement - PASS.
Goal 5 - Obsession for tracking - PASS.
Goal 6 - Swimming - Don't Know - Have dropped it for now.
Goal 7 - Healthy Eating - PASS.
Goal 8 - Extra Earnings - PASS. I completed my annual target in November itself. Now whatever I am going to get in December is additional. :)

Recap:
January Recap
February Recap
March Recap
April Recap
May Recap
June Recap
July Recap
August Recap
September Recap
October Recap

My First Lottery Win feels WOW!

Yes, you read it correctly. No I am not a gambling addict but as i have mentioned so many times I am jinxed ;)

Little background, before 26th November 2010, I had never ever won any lottery. I never won Tambola/Housie :(. In fact, I was so unlucky that I have never heard my name in any chit picking game. Once in my college, our lab seats were to be decided by picking up the slips and out of 40 students, I was the last one whose name slip never got picked and I had to take the last seat left :(

But not anymore. On 26th November, in our office party, I won in Tambola, not one but two prizes. One first five and then completing third row.

Do you wanna know how it felt, awesome, purely awesome. I am feeling so lucky again :)

Just wondering how some small things cam make you feel almost half of your age, and no I am not revealing mine :D

2010 Goals Tracking - October End

These are my goals for 2010.
1)Continue learning new dishes to cook. One new dish per week.
2)Continue to be on budget.
3)Start saving for prepayment of mortgage. 2L should be saved for same.
4)Contribute to retirement as per the plan.
5)Be less obsessive on daily tracking of things.
6)Learn to swim.
7)Improve healthy eating.
8)Earning Rs 50250 (2010*25) extra in 2010

It's October end and technically I should be doing a review of my goals, but I am skipping it for this month. Reason is all the uncertainity in finances (expenses and salary) brought up by our relocation. I will review my October and Novemeber's progress together in November's end.

Recap:
January Recap
February Recap
March Recap
April Recap
May Recap
June Recap
July Recap
August Recap
September Recap

Multi Level Marketing - MonaVie is another sucker

Not only Amway, there are other such organizations that one should be aware of.
I read this article recently, and couldn't stop posting it. Please go on and read MonaVie Scam's story from one of the reputed blogger, Lazy Man and Money.

Always keep in mind, there is no wealth without hard and smart work. :)

Have a nice day.

Bad service with such reputed names

I always wonder whether it’s only me who is so unfortunate when it comes to public dealing or is it about everyone and I am just more vocal then others?

Recently, I shifted to Hyderabad and decided to use Agarwal Packers and Movers for relocation. I heard lots of good things about them but my experience has been bad in short.

They promised to bring wooden frames for packing stuff like fridge and washing machine but they never got same on packing day. As a result my refrigerator got so many scratches. :(

Also, while packing Gas Stove + empty cylinder, they told me that no need to enter Cylinder separately as it is part of Gas Stove. When I received my stuff, Cylinder is missing now they give me excuses like it is not mentioned in the list. Customer care is not at all helpful.

I would never ever recommend any one to use Agarwal Packers and Movers. They promise big but deliver NILL.

And then our good old LIC. I am jinxed for sure. :(

My DH wanted to get term insurance from LIC, a good principal of PF right. I couldn't find even a single agent ready to do that. Even the online site, PolicyBazaar cheated, took the money, and never gave the policy. Finally, one agent agreed to make a term policy but after the cheque got cleared he forced my DH to first buy a huge ULIP through him and then only he will process term papers. Literal blackmailing.

No wonders I HATE LIC. :(

My personal rants, genuine feedback on the kind of service I receive.

2010 Goals Tracking - September End

These are my goals for 2010.
1)Continue learning new dishes to cook. One new dish per week.
2)Continue to be on budget.
3)Start saving for prepayment of mortgage. 2L should be saved for same.
4)Contribute to retirement as per the plan.
5)Be less obsessive on daily tracking of things.
6)Learn to swim.
7)Improve healthy eating.
8)Earning Rs 50250 (2010*25) extra in 2010

It's September end and let's see how am I fairing in these goals.
Goal 1 - Cooking - FAIL. I was busy for interviews, shifting, home repair :(
Goal 2 - Budget - FAIL. See Goal 1.
Goal 3 - Save for Mortgage - PASS.
Goal 4 - Save for Retirement - PASS.
Goal 5 - Obsession for tracking - PASS
Goal 6 - Swimming - Don't Know - Have dropped it for now.
Goal 7 - Healthy Eating - PASS
Goal 8 - Extra Earnings - PASS. Updated: I calculated just now and I exceeded my extra earning goal. Wow
Recap:
January Recap
February Recap
March Recap
April Recap
May Recap
June Recap
July Recap
August Recap