These are my goals for 2010.
1)Continue learning new dishes to cook. One new dish per week.
2)Continue to be on budget.
3)Start saving for prepayment of mortgage. 2L should be saved for same.
4)Contribute to retirement as per the plan.
5)Be less obsessive on daily tracking of things.
6)Learn to swim.
7)Improve healthy eating.
8)Earning Rs 50250 (2010*25) extra in 2010
It's October end and technically I should be doing a review of my goals, but I am skipping it for this month. Reason is all the uncertainity in finances (expenses and salary) brought up by our relocation. I will review my October and Novemeber's progress together in November's end.
Recap:
January Recap
February Recap
March Recap
April Recap
May Recap
June Recap
July Recap
August Recap
September Recap
Sunday, October 31, 2010
Friday, October 22, 2010
Multi Level Marketing - MonaVie is another sucker
Not only Amway, there are other such organizations that one should be aware of.
I read this article recently, and couldn't stop posting it. Please go on and read MonaVie Scam's story from one of the reputed blogger, Lazy Man and Money.
Always keep in mind, there is no wealth without hard and smart work. :)
Have a nice day.
I read this article recently, and couldn't stop posting it. Please go on and read MonaVie Scam's story from one of the reputed blogger, Lazy Man and Money.
Always keep in mind, there is no wealth without hard and smart work. :)
Have a nice day.
Monday, October 11, 2010
Bad service with such reputed names
I always wonder whether it’s only me who is so unfortunate when it comes to public dealing or is it about everyone and I am just more vocal then others?
Recently, I shifted to Hyderabad and decided to use Agarwal Packers and Movers for relocation. I heard lots of good things about them but my experience has been bad in short.
They promised to bring wooden frames for packing stuff like fridge and washing machine but they never got same on packing day. As a result my refrigerator got so many scratches. :(
Also, while packing Gas Stove + empty cylinder, they told me that no need to enter Cylinder separately as it is part of Gas Stove. When I received my stuff, Cylinder is missing now they give me excuses like it is not mentioned in the list. Customer care is not at all helpful.
I would never ever recommend any one to use Agarwal Packers and Movers. They promise big but deliver NILL.
And then our good old LIC. I am jinxed for sure. :(
My DH wanted to get term insurance from LIC, a good principal of PF right. I couldn't find even a single agent ready to do that. Even the online site, PolicyBazaar cheated, took the money, and never gave the policy. Finally, one agent agreed to make a term policy but after the cheque got cleared he forced my DH to first buy a huge ULIP through him and then only he will process term papers. Literal blackmailing.
No wonders I HATE LIC. :(
My personal rants, genuine feedback on the kind of service I receive.
Recently, I shifted to Hyderabad and decided to use Agarwal Packers and Movers for relocation. I heard lots of good things about them but my experience has been bad in short.
They promised to bring wooden frames for packing stuff like fridge and washing machine but they never got same on packing day. As a result my refrigerator got so many scratches. :(
Also, while packing Gas Stove + empty cylinder, they told me that no need to enter Cylinder separately as it is part of Gas Stove. When I received my stuff, Cylinder is missing now they give me excuses like it is not mentioned in the list. Customer care is not at all helpful.
I would never ever recommend any one to use Agarwal Packers and Movers. They promise big but deliver NILL.
And then our good old LIC. I am jinxed for sure. :(
My DH wanted to get term insurance from LIC, a good principal of PF right. I couldn't find even a single agent ready to do that. Even the online site, PolicyBazaar cheated, took the money, and never gave the policy. Finally, one agent agreed to make a term policy but after the cheque got cleared he forced my DH to first buy a huge ULIP through him and then only he will process term papers. Literal blackmailing.
No wonders I HATE LIC. :(
My personal rants, genuine feedback on the kind of service I receive.
Thursday, September 30, 2010
2010 Goals Tracking - September End
These are my goals for 2010.
1)Continue learning new dishes to cook. One new dish per week.
2)Continue to be on budget.
3)Start saving for prepayment of mortgage. 2L should be saved for same.
4)Contribute to retirement as per the plan.
5)Be less obsessive on daily tracking of things.
6)Learn to swim.
7)Improve healthy eating.
8)Earning Rs 50250 (2010*25) extra in 2010
It's September end and let's see how am I fairing in these goals.
Goal 1 - Cooking - FAIL. I was busy for interviews, shifting, home repair :(
Goal 2 - Budget - FAIL. See Goal 1.
Goal 3 - Save for Mortgage - PASS.
Goal 4 - Save for Retirement - PASS.
Goal 5 - Obsession for tracking - PASS
Goal 6 - Swimming - Don't Know - Have dropped it for now.
Goal 7 - Healthy Eating - PASS
Goal 8 - Extra Earnings - PASS. Updated: I calculated just now and I exceeded my extra earning goal. Wow
Recap:
January Recap
February Recap
March Recap
April Recap
May Recap
June Recap
July Recap
August Recap
1)Continue learning new dishes to cook. One new dish per week.
2)Continue to be on budget.
3)Start saving for prepayment of mortgage. 2L should be saved for same.
4)Contribute to retirement as per the plan.
5)Be less obsessive on daily tracking of things.
6)Learn to swim.
7)Improve healthy eating.
8)Earning Rs 50250 (2010*25) extra in 2010
It's September end and let's see how am I fairing in these goals.
Goal 1 - Cooking - FAIL. I was busy for interviews, shifting, home repair :(
Goal 2 - Budget - FAIL. See Goal 1.
Goal 3 - Save for Mortgage - PASS.
Goal 4 - Save for Retirement - PASS.
Goal 5 - Obsession for tracking - PASS
Goal 6 - Swimming - Don't Know - Have dropped it for now.
Goal 7 - Healthy Eating - PASS
Goal 8 - Extra Earnings - PASS. Updated: I calculated just now and I exceeded my extra earning goal. Wow
Recap:
January Recap
February Recap
March Recap
April Recap
May Recap
June Recap
July Recap
August Recap
Wednesday, September 15, 2010
Little Update on my end
My posting here became very sparse because I was very unhappy with my job and redirected all my energies to doing something about it.
Few months back I got an offer from some org in another city but couldn't join it because of personal reasons.
My DH and me, mutually, decided that we both wanna change our jobs and hence started hunt once again. He got a job in Hyderabad and finally I also got one there. So we are relocating to Hyderabad.
So, I am sure i'll be able to resume my thoughts on money here once my relocation is done. Its just few more days to go and I am really reverse counting them.
Any packing/relocating tips from any of you guys? Please do let me know.
Few months back I got an offer from some org in another city but couldn't join it because of personal reasons.
My DH and me, mutually, decided that we both wanna change our jobs and hence started hunt once again. He got a job in Hyderabad and finally I also got one there. So we are relocating to Hyderabad.
So, I am sure i'll be able to resume my thoughts on money here once my relocation is done. Its just few more days to go and I am really reverse counting them.
Any packing/relocating tips from any of you guys? Please do let me know.
Tuesday, August 31, 2010
2010 Goals Tracking - August End
These are my goals for 2010.
1)Continue learning new dishes to cook. One new dish per week.
2)Continue to be on budget.
3)Start saving for prepayment of mortgage. 2L should be saved for same.
4)Contribute to retirement as per the plan.
5)Be less obsessive on daily tracking of things.
6)Learn to swim.
7)Improve healthy eating.
8)Earning Rs 50250 (2010*25) extra in 2010
It's August end and let's see how am I fairing in these goals.
Goal 1 - Cooking - PASS. Finally.
Goal 2 - Budget - PASS.
Goal 3 - Save for Mortgage - PASS.
Goal 4 - Save for Retirement - PASS.
Goal 5 - Obsession for tracking - PASS
Goal 6 - Swimming - Don't Know - Have dropped it for now.
Goal 7 - Healthy Eating - PASS - August is my birthday month. So I finally gifted myself with a plan to have healthy life. August being the first month on it kept me motivated throughout the month. And best part I already see difference in my overall health. Wow!
Goal 8 - Extra Earnings - PASS.
Wow, all goals seemed to PASS. This is my first such a wonderful month of the year.
I have some major updates, will be posting them soon. Big changes happening over here. :(
And one last thing, I really miss two of the blogging friends who have taken their blog private. SavingSavvyPinkey and Emily. Hope to connect with u both soon.
Recap:
January Recap
February Recap
March Recap
April Recap
May Recap
June Recap
July Recap
1)Continue learning new dishes to cook. One new dish per week.
2)Continue to be on budget.
3)Start saving for prepayment of mortgage. 2L should be saved for same.
4)Contribute to retirement as per the plan.
5)Be less obsessive on daily tracking of things.
6)Learn to swim.
7)Improve healthy eating.
8)Earning Rs 50250 (2010*25) extra in 2010
It's August end and let's see how am I fairing in these goals.
Goal 1 - Cooking - PASS. Finally.
Goal 2 - Budget - PASS.
Goal 3 - Save for Mortgage - PASS.
Goal 4 - Save for Retirement - PASS.
Goal 5 - Obsession for tracking - PASS
Goal 6 - Swimming - Don't Know - Have dropped it for now.
Goal 7 - Healthy Eating - PASS - August is my birthday month. So I finally gifted myself with a plan to have healthy life. August being the first month on it kept me motivated throughout the month. And best part I already see difference in my overall health. Wow!
Goal 8 - Extra Earnings - PASS.
Wow, all goals seemed to PASS. This is my first such a wonderful month of the year.
I have some major updates, will be posting them soon. Big changes happening over here. :(
And one last thing, I really miss two of the blogging friends who have taken their blog private. SavingSavvyPinkey and Emily. Hope to connect with u both soon.
Recap:
January Recap
February Recap
March Recap
April Recap
May Recap
June Recap
July Recap
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