Thursday, July 2, 2015

Half yearly update and tracking - 2015

These are my goals for 2015.

Can't believe its July already. Since 6 months have passed, lets see how I fare in each of my goals.

  1. Net-worth (increase by 20%): This goal I have achieved in all last 6 months. I count this goal as pass if the NW moves in positive direction for a month. Till June end my NW has increased by 9.8%. Predictions of future salary and automated/expected savings makes it look achievable. To be honest number greater than 10-12% would have made me happy but I can live with 9.8% as well. Status: On-Track
  2. Savings (Save 65% of all money): Month wise I have managed to pass this goal only every alternate month, meaning 3 out of 6. However, till date I have managed to save 69% of total money. Status: Rocking
  3. Retirement (Save 40% of net salary): This goal has been a 6/6 so far. Total 64% saved towards this. Status: Rocking
  4. Emergency Fund (EF = 12X monthly expenses): As per the current numbers this is finished for the year. However to make sure that status remains as it is, need to replace all the FDs maturing in next 6 months with new ones. Status: On-Track
  5. Save all of DHs salary: Yup, this one too is done nicely in last 6 months. Status: Rocking
  1. Baby schedule: For sure this has improved a lot. It is totally visible in our bond and trust we share with each other. Touch-wood. Status: On-Track
  2. Reading: Fail. All I am committing here is this will be a big focus area in next 6 months. Status: Need work
  3. Writing: This one I am going to pick after August. This is stalled for now. Status: Need work
  4. Improve myselfPass. Routine of bath, walk and pray is working fine. Status: On-Track 


Rocking - 3/9
On-Track - 4/9
Need work - 2/9

Previous Months:

No comments:

Post a Comment