Wednesday, January 4, 2012

Goals for 2012

After taking unplanned break from forming goals for 2011, I am back. I am again trying to work on lots of issues at one time. It will be a big daunting failure if I will not decide on some (???) goals for 2012. I did OK in 2010 thanks to this blog. Hope to ATLEAST achieve that much and I will be one happy gal.

So here go my goals for 2012:

1) I have a new responsibility in my life. So it’s high time for me to be responsible for my health. I gained quite a lot of weight while pregnant (:)) and lost most of it but not all. I would like to go back to my pre-preg day’s weight. Ideally I would like to achieve this by the time my baby is 1 year. But, even if I achieve it by EOY (end of year), it will work. This will do lot of good to me financially, that might enable me to fit in my pre-preg days clothes.

My financial life is at lowest point ever. In 2011 I was not able to save even 5% of our in hand salary where this household is used to save close to 30% of its in hand. :( Plus me not working for first quarter in this year is also going to be a big strain on my finances. So my financial goals are going to be more challenging than first one.

1) I want to bring our mortgage to such an extent where my house can service itself. To achieve this by EOY, I need to bring in close to 8L money. This is going to be tough.

2) Maintain my EF as 3 months of expenses once I join back my job.

3) If I can save for retirement as much as I did in 2010, that will be a good punch to future expenses.

I wish I could become a SUPERMOM. :)
But Santa (on Christmas) and Lakshmiji (on Diwali), both of them told me that no wishes for you for this year. :( So, let’s formulate some goals in that case:

1) I am a late sleeper. What I mean by that is I sleep by 2:00 at night and love to get up at 10:00 in morning (I wish I could tell you the truth that 10:00 is actually 12 :)) But once you have a baby and you plan to join your job and you also decide that you will cook morning meal plus lunch yourself, this won't work right? So have to start the habit of getting up at 6:00 in the morning. Only if I would have thought of this while in school, I would have been favourite of all my teachers. :(. But it’s never too late, is it?

2) I think one of the most vague yet most important goals is to maintain a WORK-LIFE balance once I join back my job. This is going to be tough as there will be lots of unknown (to me) hurdles all along the way, but I will need your blessings and I sure can do it. If I can't, then I can always quit my job again (of course first I have to join again) and live this ideal life of being at home all day with my baby. :)

So 6 goals in all, what do you think will I be able to surprise myself by achieving at least few of them?

Are you also crazy enough to form goals in New Year?


  1. Good to see new goals from you - wish you all the best to achieve them.

  2. Let me tell you that it's not going to be easy to manage baby-home + work. You will be under a lot of mental stress and that in the long-term will effect you. You will be frustrated all the time and this will lead to marital disharmony too.

    It's better you take a year or two off, concentrate on your baby (did you mom leave you high & dry when you were just 1 year old??) and be happy with life.

    This is the best part of your life and you may well want to enjoy it with your bundle of joy than thinking of working and managing and being a SUPERMOM!

    Who am I to say all this? Well, personal experience!

  3. @Anonymous
    That was discouraging for sure :(
    Yes my mom didn't leave me high and dry and who know's what was my plan and why I am thinking of doing this now?
    Its the most difficult decision I have taken ever but this is what suits my circumstances the most.
    But I am glad at least you didn't try to judge me.

  4. Welcome back, and all the best )