Goals for 2015

2014 was year of Financial come back and continuing Self  Love. Some of the key takeaways are:

1. Financially, 2014 was a good year for my family. 

2. Baby is more of a toddler now. His progress in this year was phenomenal.  

3. I am in much better shape, stamina wise. Falling less ill when compared to last year. Need to continue same routine to improve mental, physical and emotional health.

Over to goals for 2015.

  

Financial:

Last two years have been good financially, hoping to continue same this year as well and hit a hat-trick. And yes I once again hope that Murphy decides not to visit us and we can pass this category.

1. Networth: Lets keep it same as good old 20% however, this is going to be a stretch goal for this year(true maths geek!!!). 
2. Savings: Save 65% of total money (all salary + bonus + any other money). 
3. Retirement: Save 40% of net salary in retirement. 
4. Emergency Fund - Last year I aimed at 3X monthly expenses and ended up saving 6X. This year, lets aim for 12X i.e. expenses of 1 whole year. This should be a good cushion for now.
5. Save all of DH's salary - This means we get to live on my salary + reimbursements. Should be totally doable. 

Personal:

Continuing "Love Yourself".

1. Aim to not disturb baby's schedule on day to day basis, specifically when we have visitors. 
2. Spend at least one hour on my new job related studying. Hope to succeed in this category.
3. I will re-pick diary writing. 
4. Love myself - Continuing same, follow my routine rigorously, esp of Walk, Bath and Pray. 

9 goals for this year, please wish me best of luck and I promise to try and update regularly on my progress. 

Happy New Year

I know I am 7 days late, but still wishing me and everybody else a very happy and prosperous 2015.

2014 Goals Tracking - Dec End

These are my goals for 2014.

Tracking time is here, let’s see what my progress is and what the scorecard is.

Financial:-

1. Net-worth (increase by 20%): Done for the year. This was done long back.
2. Savings (Save 40% of take home): Pass. Though I took an year end trip, still was able to meet as DH got awards and bonus this month. 
3. Retirement (Save 30% for this): Pass.
4. Emergency Fund (EF = 3X monthly expenses): Finished for the year.
5. Payoff my 1 loan: Finished for the year.

Personal:-

1. Baby schedule: Pass.
2. Reading: Fail. Given up on this. :(
3. Improve myself: Pass. 
4. Exercising: Pass.

Score: 8/9.

Previous Months:
Jan
Feb
Mar
Apr
May

Jun
Jul
Aug

Sep
Oct
Nov

2014 Goals Tracking - Nov End

These are my goals for 2014.

Tracking time is here, let’s see what my progress is and what the scorecard is.

Financial:-

1. Net-worth (increase by 20%): Done for the year.
2. Savings (Save 40% of take home): Fail. Had some bulk expenses. 
3. Retirement (Save 30% for this): Pass.
4. Emergency Fund (EF = 3X monthly expenses): Finished for the year.
5. Payoff my 1 loan: Finished for the year.

Personal:-

1. Baby schedule: Pass.
2. Reading: Fail. Given up on this. :(
3. Improve myself: Pass. 
4. Exercising: Pass.

Score: 7/9.

Previous Months:
Jan
Feb
Mar
Apr
May

Jun
Jul
Aug

Sep
Oct

2014 Goals Tracking - Oct End

These are my goals for 2014.

Tracking time is here, let’s see what my progress is and what the scorecard is.

Financial:-

1. Net-worth (increase by 20%): Done for the year.
2. Savings (Save 40% of take home): Pass.
3. Retirement (Save 30% for this): Pass.
4. Emergency Fund (EF = 3X monthly expenses): Finished for the year.
5. Payoff my 1 loan: Finished for the year.

Personal:-

1. Baby schedule: Pass.
2. Reading: Fail. Will I ever pass it. :(
3. Improve myself: Pass. 
4. Exercising: Pass.

Score: 8/9.

Previous Months:
Jan
Feb
Mar
Apr
May

Jun
Jul
Aug

Sep

2014 Goals Tracking - Sep End

These are my goals for 2014.

Tracking time is here, let’s see what my progress is and what the scorecard is.

Financial:-

1. Net-worth (increase by 20%): Done for the year.
2. Savings (Save 40% of take home): Fail. Well September was a very expensive month. I had lot of premiums to pay, car servicing due, baby's new-to-him bed was bought and car tyres had to be changed. additionally, we 3 were not well all month long :(
3. Retirement (Save 30% for this): Pass.
4. Emergency Fund (EF = 3X monthly expenses): Finished for the year.
5. Payoff my 1 loan: Finished for the year.

Personal:-

1. Baby schedule: Fail. I was unwell almost all month. Had no energy for most of September and hence lots of time baby schedule has slipped up. :( I am so not proud of it. :(
2. Reading: Fail. Will I ever pass it. :(
3. Improve myself: Fail. When you are so low on energy, negative thoughts creep back in.  
4. Exercising: Fail. Again due to illness, took a week's break. :(

Score: 4/9.

Can't believe it, this was the worst month of the year so far. 

Previous Months:
Jan
Feb
Mar
Apr
May

Jun
Jul
Aug