Wednesday, April 4, 2012

2012 Goals Tracking - March End

These are my goals for 2012.

1H) Aim to get back to my pre-preg day’s weight.

Goals to work on once I join back my job

1F) I want to bring our mortgage to such an extent where my house can service itself.
2F) Maintain my EF as 3 months of expenses.
3F) If I can save for retirement as much as I did in 2010, that will be a good punch to future expenses.

Newly Added(missed in setting goals but was always there in my mind)
Goals to work on till I am on leave (unpaid and would be bonus if can be continued even when I join back)
4F) Manage our all monthly expenses within my DH's salary.

Personal :
1P) To start the habit of getting up at 6:00 in the morning.
2P) I think one of the most vague yet most important goals is to maintain a WORK-LIFE balance once I join back my job.

It's March end and let's see how am I fairing in these goals, but before that lets have a little update from my end.

1) Well March was an expensive month. I have bought a new house in Hyderabad. I know it will keep me occupied in my already busy life but I want to also tell that it was purely my decision. I have done lots of calculations and am sure this will be beneficial in long term but it will make coming 10-12 months very exciting. My net worth has taken a dip for the first time since I have started tracking it. But I know this all good in long term and falls inline with my long term financial goals.

So this will lead to modification of my financial goals.

I will do a separate post detailing modified goals. For this month, lets track original goals.

2) I finally joined back my office. Yesterday was my first day after a long long break. Real challenge now starts.

Over to tracking now:

Goal 1H - Bringing my weight and stamina to pre-preg days - PASS. Though I'll be officially joining GYM only once I join back my office, I am trying to maintain an active lifestyle. Doing some household chores, taking stairs, taking care of my baby is improving my stamina slowly. And now since I have joined back office, I am going to slowly start exercising. :)

Goal 1F - Bringing down mortgage - NA Yet. No more applicable actually as must have been clear from my update.
Goal 2F - Having EF as 3 months of living Expenses - FAIL. For now this is almost depleted. Have to bring it back.
Goal 3F - Save for Retirement - PASS.
Goal 4F - Survive on DH's salary alone- FAIL. We had to dip in our savings by 18K. There are so many misc. expenses when you are buying a house. This scene is going to be same for some of the next coming months :(

Goal 1P- Getting up early - PASS. I got up between 7:00 AM to 7:30 AM almost all weekdays.
Goal 2P- Having a balanced life - PASS.

This was about me. How was your March?



  1. Wow buying a new home is a big thing - many congratulations on that!

  2. Thanks. Hey I am trying to post a comment on ur site but its not getting posted. Are u aware of any such problem?