Happy New Year

I know I am 7 days late, but still wishing me and everybody else a very happy and prosperous 2015.

2014 Goals Tracking - Dec End

These are my goals for 2014.

Tracking time is here, let’s see what my progress is and what the scorecard is.

Financial:-

1. Net-worth (increase by 20%): Done for the year. This was done long back.
2. Savings (Save 40% of take home): Pass. Though I took an year end trip, still was able to meet as DH got awards and bonus this month. 
3. Retirement (Save 30% for this): Pass.
4. Emergency Fund (EF = 3X monthly expenses): Finished for the year.
5. Payoff my 1 loan: Finished for the year.

Personal:-

1. Baby schedule: Pass.
2. Reading: Fail. Given up on this. :(
3. Improve myself: Pass. 
4. Exercising: Pass.

Score: 8/9.

Previous Months:
Jan
Feb
Mar
Apr
May

Jun
Jul
Aug

Sep
Oct
Nov

2014 Goals Tracking - Nov End

These are my goals for 2014.

Tracking time is here, let’s see what my progress is and what the scorecard is.

Financial:-

1. Net-worth (increase by 20%): Done for the year.
2. Savings (Save 40% of take home): Fail. Had some bulk expenses. 
3. Retirement (Save 30% for this): Pass.
4. Emergency Fund (EF = 3X monthly expenses): Finished for the year.
5. Payoff my 1 loan: Finished for the year.

Personal:-

1. Baby schedule: Pass.
2. Reading: Fail. Given up on this. :(
3. Improve myself: Pass. 
4. Exercising: Pass.

Score: 7/9.

Previous Months:
Jan
Feb
Mar
Apr
May

Jun
Jul
Aug

Sep
Oct

2014 Goals Tracking - Oct End

These are my goals for 2014.

Tracking time is here, let’s see what my progress is and what the scorecard is.

Financial:-

1. Net-worth (increase by 20%): Done for the year.
2. Savings (Save 40% of take home): Pass.
3. Retirement (Save 30% for this): Pass.
4. Emergency Fund (EF = 3X monthly expenses): Finished for the year.
5. Payoff my 1 loan: Finished for the year.

Personal:-

1. Baby schedule: Pass.
2. Reading: Fail. Will I ever pass it. :(
3. Improve myself: Pass. 
4. Exercising: Pass.

Score: 8/9.

Previous Months:
Jan
Feb
Mar
Apr
May

Jun
Jul
Aug

Sep

2014 Goals Tracking - Sep End

These are my goals for 2014.

Tracking time is here, let’s see what my progress is and what the scorecard is.

Financial:-

1. Net-worth (increase by 20%): Done for the year.
2. Savings (Save 40% of take home): Fail. Well September was a very expensive month. I had lot of premiums to pay, car servicing due, baby's new-to-him bed was bought and car tyres had to be changed. additionally, we 3 were not well all month long :(
3. Retirement (Save 30% for this): Pass.
4. Emergency Fund (EF = 3X monthly expenses): Finished for the year.
5. Payoff my 1 loan: Finished for the year.

Personal:-

1. Baby schedule: Fail. I was unwell almost all month. Had no energy for most of September and hence lots of time baby schedule has slipped up. :( I am so not proud of it. :(
2. Reading: Fail. Will I ever pass it. :(
3. Improve myself: Fail. When you are so low on energy, negative thoughts creep back in.  
4. Exercising: Fail. Again due to illness, took a week's break. :(

Score: 4/9.

Can't believe it, this was the worst month of the year so far. 

Previous Months:
Jan
Feb
Mar
Apr
May

Jun
Jul
Aug

2014 Goals Tracking - Aug End

These are my goals for 2014.

Tracking time is here, let’s see what my progress is and what the scorecard is.

Financial:-

1. Net-worth (increase by 20%): Pass.Finished for the year. NW increased by 21% already. YIPPEE
2. Savings (Save 40% of take home): Pass.
3. Retirement (Save 30% for this): Pass.
4. Emergency Fund (EF = 3X monthly expenses): Finished for the year.
5. Payoff my 1 loan: Finished for the year.

Personal:-

1. Baby schedule: Pass.
2. Reading: Fail. Will I ever pass it. :(
3. Improve myself: Pass. I am improving on not to think bad about un-necessary things, not to take every thing personally. 
4. Exercising: Pass. Recently again picked up. Hope to continue without break. 

Score: 8/9.

Previous Months:
Jan
Feb
Mar
Apr
May

Jun
Jul