2013 Goals Tracking - Oct End

These are my goals for 2013.


Financial:

1. Networth: Pass.
2. Savings: Saved > 50%. Pass.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Pass. Actually I didn't budget, but just calculated that I am under the amount I used to budget for, hence a Pass.

Personal:

1. Cooking: Fail.
2. Schedule for baby: Pass.  
3. Study - work related: Fail. Work has been very hectic lately, no time even for study.
4. Get rid of TV: Pass. So much work and a small baby, shortage of time in this household.
5. Self Improvement - one-thing-at-a-time: Pass.
6. Reduce Google-Reader addiction: Pass.

Total Score:  8 / 10.

Previous Months:
Jan
Feb

Mar
Apr
May
Jun
Jul
Aug
Sep

2013 Goals Tracking - Sep End

These are my goals for 2013.


Financial:

1. Networth: Pass.
2. Savings: Saved > 50%. Pass.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Fail. Actually I didn't budget, with so many expenses I saw no point of that. I knew if I could achieve 1 & 2, I am good.

Personal:

1. Cooking: Fail.
2. Schedule for baby: Pass.  
3. Study - work related: Fail. Work has been very hectic lately, no time even for study.
4. Get rid of TV: Pass. So much work and a small baby, shortage of time in this household.
5. Self Improvement - one-thing-at-a-time: Pass.
First thing I wanted to improve was taking better care of myself. Given all the changes in last 3 years, relocation, kid, job and then another job, left no time and intention for taking care of myself. And then this started having negative impact on more than one aspects of my life. That's why I decided this is going to be year of self-love. Finally, after 8 months, I can say that drive to feel good, look good, take care of my health has come back. Now I am thinking of at least one more thing that I can concentrate on for remaining 4 months. Improving 2 is better than achieving nothing, even though original goal was to improve 4 things. I think next I am going to concentrate again on strengthening things between me and DH. Again this is something I feel has been taken way way for granted. Time to improve. :)
6. Reduce Google-Reader addiction: Pass. Now, since I read everything on email, I am better equipped with reading at fixed time.
Total Score:  7 / 10.

Previous Months:
Jan
Feb

Mar
Apr
May
Jun
Jul
Aug

2013 Goals Tracking - Aug End

These are my goals for 2013.


Financial:
 

1. Networth: PASS for year. What is important is that I have achieved my annual goal, exactly 4 months early. :) My NW has increased by 20% for the year.
2. Savings: Saved > 50%. Pass.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Fail. Actually I didn't budget, with so many expenses I saw no point of that. I knew if I could achieve 1 & 2, I am good.

Personal:

1. Cooking: Fail.
2. Schedule for baby: Pass.  
3. Study - work related: Pass.
4. Get rid of TV: Pass. I think traveling in last month, then family visit left no time for TV.
5. Self Improvement - one-thing-at-a-time: Pass.
First thing I wanted to improve was taking better care of myself. Given all the changes in last 3 years, relocation, kid, job and then another job, left no time and intention for taking care of myself. And then this started having negative impact on more than one aspects of my life. That's why I decided this is going to be year of self-love. Finally, after 8 months, I can say that drive to feel good, look good, take care of my health has come back. Now I am thinking of at least one more thing that I can concentrate on for remaining 4 months. Improving 2 is better than achieving nothing, even though original goal was to improve 4 things. I think next I am going to concentrate again on strengthening things between me and DH. Again this is something I feel has been taken way way for granted. Time to improve. :)
6. Reduce Google-Reader addiction: Pass. Now, since I read everything on email, I am better equipped with reading at fixed time.
Total Score:  8 / 10.

Previous Months:
Jan
Feb

Mar
Apr
May
Jun
Jul

2013 Goals Tracking - Jul End

These are my goals for 2013.


Financial:
 

1. Networth: 1.9% increase. Pass.
2. Savings: Saved > 50%. Pass.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Fail. Actually I didn't budget, with so many expenses I saw no point of that. I knew if I could achieve 1 & 2, I am good.

Personal:

1. Cooking: Pass.
2. Schedule for baby: Pass.  
3. Study - work related: Pass.
4. Get rid of TV: Pass. I was travelling for 2 weeks in last month, hence very less time to watch TV.
5. Self Improvement - one-thing-at-a-time: Pass.
6. Reduce Google-Reader addiction: Pass. Now, since I read everything on email, I am better equipped with reading at fixed time.

Total Score:  9 / 10.

Previous Months:
Jan
Feb

Mar
Apr
May
Jun

2013 Goals Tracking - Jun End

These are my goals for 2013.


Financial:
 

1. Networth: 1.3% increase. Pass.
2. Savings: Saved > 50%. Pass.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Fail. Actually I didn't budget, with so many expenses I saw no point of that. I knew if I could achieve 1 & 2, I am good.

Personal:

1. Cooking: Pass.
2. Schedule for baby: Pass.  
3. Study - work related: Pass.
4. Get rid of TV: Fail. Counting all the movies I watched on our DTH.
5. Self Improvement - one-thing-at-a-time: Pass.
6. Reduce Google-Reader addiction: Pass. Now, since I read everything on email, I am better equipped with reading at fixed time.

Total Score:  8 / 10.

Previous Months:
Jan
Feb

Mar
Apr
May

2013 Goals Tracking - May End

These are my goals for 2013.


Financial:
 

1. Networth: 3.9% increase. Pass.
2. Savings: Saved > 50%. Pass.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Fail. Actually I didn't budget, with so many expenses I saw no point of that. I knew if I could achieve 1 & 2, I am good. A confession I was red in 1 and 2 but then I booked some profit and that changed the whole equation. :)

Personal:

1. Cooking: Pass.
2. Schedule for baby: Pass.  
3. Study - work related: Pass.
4. Get rid of TV: Fail. Counting all the movies I watched on our DTH.
5. Self Improvement - one-thing-at-a-time: Fail. We had some bad days in last month.
6. Reduce Google-Reader addiction: Fail. I am trying to migrate most of my subscriptions to alternate modes, hence this has been little more than I want.

Total Score:  6 / 10.

Previous Months:
Jan
Feb

Mar
Apr

2013 Goals Tracking - April End

These are my goals for 2013.


Financial:
 

1. Networth: 2.2% increase. Pass.
2. Savings: Saved > 50%. Fail.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Fail. Well, April proved to be the expensive most month of the year so far. Crossing my fingers to have much better May.

Personal:

1. Cooking: Fail. Was way too busy with office. :(
2. Schedule for baby: Pass. In even had a testing with relatives, but I was firm not to let baby's schedule impact this time. 
3. Study - work related: Pass. I think this is all I did this month.
4. Get rid of TV: Pass. I am back to my half an hour day TV on weekdays. Considering way things shaped in Feb and Mar, I think this is again a good progress.
5. Self Improvement - one-thing-at-a-time: Pass. I think there is improvement way we are communicating, esp from my end.
6. Reduce Google-Reader addiction: Pass. Number of posts unread in my GR are proof for same..

Total Score:  7 / 10.

Previous Months:
Jan
Feb

Mar

2013 Goals Tracking - March End

These are my goals for 2013.


Financial:
 

1. Networth: 1.3% increase. Pass.
2. Savings: Saved > 50%. Pass.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Pass. This is on boundary, phew.

Personal:

1. Cooking: Fail. Was way too busy with office. :(
2. Schedule for baby: Pass.
3. Study - work related: Pass.
4. Get rid of TV: Fail. This has gone really bad, I mean how can my goal have reverse effect. :(
5. Self Improvement - one-thing-at-a-time: Fail. I finally have atleast thought of my bad habit. Its communication with my husband.
6. Reduce Google-Reader addiction: Pass.

Total Score:  7 / 10.

Previous Months:
Jan
Feb

2013 Goals Tracking - February End

These are my goals for 2013.

Financial:

1. Networth: 1.2% increase. Pass.
2. Savings: Saved > 50%. Pass.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Pass. It was so tough with a delhi trip, then two of my men being unwell for most part of february but finally able to achieve this.

Personal:

1. Cooking: Pass. I made my first ever brownie, from scratch. It was awesome.
2. Schedule for baby: Pass. He was unwell for most of February. :(
3. Study - work related: Fail.
4. Get rid of TV: Fail. What do you think entertains a sick father and a mother taking care of a sick baby?
5. Self Improvement - one-thing-at-a-time: Fail. I actually did think about something but totally forget it.
6. Reduce Google-Reader addiction: Pass.

Total Score:  7 / 10.

Previous Months:
Jan

2013 Goals Tracking - January End

These are my goals for 2013.

Financial:

1. Networth: 2.9% increase. Pass.
2. Savings: Saved > 50%. Pass.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Pass.

Personal:

 
1. Cooking: Fail
2. Schedule for baby: Pass.
3. Study - work related: Pass.
4. Get rid of TV: Pass. Not completely there but this goal has made me conscious and hence TV watching is further reduced.
5. Self Improvement - one-thing-at-a-time: Fail. Have not even thought about the habit I want to work on this quarter. Hopefully will be able to do in February.
6. Reduce Google-Reader addiction: Pass. Same as for TV, not completely there but is conscious now whenever I logon.

Total Score:  8 / 10 ( Not bad for the first month).

 

My Balanced Money Formula

Wait, I am not a cheat if this is the conclusion you have come to from my last two posts new budgeting style and goals for 2013.

 

Remember how I confessed that I need my own balanced money formula. And then I go ahead and say I will be doing budgeting again with all percentages.

 

Actually those percentages define my balanced money formula.

 

20% - Retirement

30% - Midterm Savings/Mortgage prepayment etc

50% - Needs + Wants