Tuesday, June 4, 2013

2013 Goals Tracking - May End

These are my goals for 2013.


Financial:
 

1. Networth: 3.9% increase. Pass.
2. Savings: Saved > 50%. Pass.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Fail. Actually I didn't budget, with so many expenses I saw no point of that. I knew if I could achieve 1 & 2, I am good. A confession I was red in 1 and 2 but then I booked some profit and that changed the whole equation. :)

Personal:


1. Cooking: Pass.
2. Schedule for baby: Pass.  
3. Study - work related: Pass.
4. Get rid of TV: Fail. Counting all the movies I watched on our DTH.
5. Self Improvement - one-thing-at-a-time: Fail. We had some bad days in last month.
6. Reduce Google-Reader addiction: Fail. I am trying to migrate most of my subscriptions to alternate modes, hence this has been little more than I want.

Total Score:  6 / 10.


Previous Months:
Jan
Feb
Mar
Apr

Sunday, May 5, 2013

2013 Goals Tracking - April End

These are my goals for 2013.


Financial:
 

1. Networth: 2.2% increase. Pass.
2. Savings: Saved > 50%. Fail.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Fail. Well, April proved to be the expensive most month of the year so far. Crossing my fingers to have much better May.

Personal:


1. Cooking: Fail. Was way too busy with office. :(
2. Schedule for baby: Pass. In even had a testing with relatives, but I was firm not to let baby's schedule impact this time. 
3. Study - work related: Pass. I think this is all I did this month.
4. Get rid of TV: Pass. I am back to my half an hour day TV on weekdays. Considering way things shaped in Feb and Mar, I think this is again a good progress.
5. Self Improvement - one-thing-at-a-time: Pass. I think there is improvement way we are communicating, esp from my end.
6. Reduce Google-Reader addiction: Pass. Number of posts unread in my GR are proof for same..

Total Score:  7 / 10.



Previous Months:
Jan
Feb
Mar

Sunday, March 31, 2013

2013 Goals Tracking - March End

These are my goals for 2013.


Financial:
 

1. Networth: 1.3% increase. Pass.
2. Savings: Saved > 50%. Pass.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Pass. This is on boundary, phew.

Personal:

1. Cooking: Fail. Was way too busy with office. :(
2. Schedule for baby: Pass.
3. Study - work related: Pass.
4. Get rid of TV: Fail. This has gone really bad, I mean how can my goal have reverse effect. :(
5. Self Improvement - one-thing-at-a-time: Fail. I finally have atleast thought of my bad habit. Its communication with my husband.
6. Reduce Google-Reader addiction: Pass.

Total Score:  7 / 10.

Previous Months:
Jan
Feb


Monday, March 4, 2013

2013 Goals Tracking - February End

These are my goals for 2013.



Financial:

1. Networth: 1.2% increase. Pass.
2. Savings: Saved > 50%. Pass.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Pass. It was so tough with a delhi trip, then two of my men being unwell for most part of february but finally able to achieve this.

Personal:

1. Cooking: Pass. I made my first ever brownie, from scratch. It was awesome.
2. Schedule for baby: Pass. He was unwell for most of February. :(
3. Study - work related: Fail.
4. Get rid of TV: Fail. What do you think entertains a sick father and a mother taking care of a sick baby?
5. Self Improvement - one-thing-at-a-time: Fail. I actually did think about something but totally forget it.
6. Reduce Google-Reader addiction: Pass.

Total Score:  7 / 10.

Previous Months:
Jan


Thursday, February 7, 2013

2013 Goals Tracking - January End

These are my goals for 2013.

Financial:
1. Networth: 2.9% increase. Pass.
2. Savings: Saved > 50%. Pass.
3. Retirement: Pass. This category is fully automated now.
4. Budget: Pass.

Personal:
 
1. Cooking: Fail
2. Schedule for baby: Pass.
3. Study - work related: Pass.
4. Get rid of TV: Pass. Not completely there but this goal has made me conscious and hence TV watching is further reduced.
5. Self Improvement - one-thing-at-a-time: Fail. Have not even thought about the habit I want to work on this quarter. Hopefully will be able to do in February.
6. Reduce Google-Reader addiction: Pass. Same as for TV, not completely there but is conscious now whenever I logon.

Total Score:  8 / 10 ( Not bad for the first month).
 

Monday, January 14, 2013

My Balanced Money Formula

Wait, I am not a cheat if this is the conclusion you have come to from my last two posts new budgeting style and goals for 2013.
 
Remember how I confessed that I need my own balanced money formula. And then I go ahead and say I will be doing budgeting again with all percentages.
 
Actually those percentages define my balanced money formula.
 

20% - Retirement
30% - Midterm Savings/Mortgage prepayment etc

50% - Needs + Wants