2016 Goals Tracking - May End

These are my goals for 2016.

Tracking time is here, let’s see what my progress is and what the scorecard is after end of the May.

Financial:

1. Net-worth (increase by 20%): Pass.
2. Savings (Save 67% of total money): Fail. Another expensive month. 
3. Retirement (Save 40% of net salary): Pass. 
4. Emergency Fund (EF = 12X monthly expenses): Fail. See 2. Had to dip in this. 
5. Save all of DH's salary: Pass.

Personal:

1. Baby Schedule: Pass. 
2. Reading: Pass. Again tried picking this up, lets see. 
3. Love myself: Pass.
4. Watch my spending: Pass. 

Score: 7/9. 

Jan
Feb
Mar
Apr

2015

2016 Goals Tracking - Apr End

These are my goals for 2016.

Tracking time is here, let’s see what my progress is and what the scorecard is after end of the April.

Financial:

1. Net-worth (increase by 20%): Pass.
2. Savings (Save 67% of total money): Fail. It was an expensive month, baby's fees, had to buy a laptop etc. etc. 
3. Retirement (Save 40% of net salary): Pass. 
4. Emergency Fund (EF = 12X monthly expenses): Fail. See 2. Had to dip in this. 
5. Save all of DH's salary: Pass.

Personal:

1. Baby Schedule: Pass. 
2. Reading: Pass. Again tried picking this up, lets see. 
3. Love myself: Pass.
4. Watch my spending: Pass. 

Score: 7/9. 

Jan
Feb
Mar

2015

2016 Goals Tracking - Mar End

These are my goals for 2016.

Tracking time is here, let’s see what my progress is and what the scorecard is after end of the March.

Financial:

1. Net-worth (increase by 20%): Pass.
2. Savings (Save 67% of total money): Pass.
3. Retirement (Save 40% of net salary): Pass. 
4. Emergency Fund (EF = 12X monthly expenses): Pass. 
5. Save all of DH's salary: Pass.

Personal:

1. Baby Schedule: Pass 
2. Reading: Fail. Yet again. 
3. Love myself: Pass.
4. Watch my spending: Pass. 

Score: 8/9. 

Jan
Feb

2015

2016 Goals Tracking - Feb End

These are my goals for 2016.

Tracking time is here, let’s see what my progress is and what the scorecard is after end of the February.

Financial:

1. Net-worth (increase by 20%): Fail. Markets decided not to co-operate at all.
2. Savings (Save 67% of total money): Pass.
3. Retirement (Save 40% of net salary): Pass. 
4. Emergency Fund (EF = 12X monthly expenses): Pass. 
5. Save all of DH's salary: Pass.

Personal:

1. Baby Schedule: Pass 
2. Reading: Pass. finally started on it, just need to make a schedule for it. 
3. Love myself: Pass.
4. Watch my spending: Pass. Mostly didn't buy anything other then few things for baby and was quite thoughtful on my purchases.

Score: 8/9. 

Jan

2015

2016 Goals Tracking - Jan End

These are my goals for 2016.

Tracking time is here, let’s see what my progress is and what the scorecard is after end of the January.

Financial:

1. Net-worth (increase by 20%): Pass.
2. Savings (Save 67% of total money): Pass.
3. Retirement (Save 40% of net salary): Pass. 
4. Emergency Fund (EF = 12X monthly expenses): Fail. I needed to move some EF to one of the savings account (Tax free bonds!!). Will be working on bringing this up in coming months. 
5. Save all of DH's salary: Pass.

Personal:

1. Baby Schedule: Pass 
2. Reading: Fail. When Am I Going To Ever Work on This? :( :( :(. I am so so mad at myself. 
3. Love myself: Fail. A very hectic month work wise, can't do enough here :(
4. Watch my spending: Pass. Mostly didn't buy anything other then few things for baby and was quite thoughtful on my purchases.

Score: 6/9. 

What an Average start of the year! :(
So far this year has a theme of gloomy. Lot of uncertainity over job, hopefully will be able to resolve all of that pretty soon.

Last Year

Looking Back - 2015

I had 9 goals for 2015 and before starting working towards my 2016 goals, I want to look back and reflect how I did in 2015.

Financial:

Networth: I aimed to increase same by 20%. Achieved this goal in October. And by the year end I (we) have managed to increase it by 26.6% annually. 
Score:1/9

Savings: I wanted to save 65% of total money we make (all salary + bonus + any other money). I (we) saved 69% of our total money.
Score:2/9

Retirement: I wanted to save 40% of net salary (in-hand + automated deduction) for retirement. Managed to save just shy of 67% there.
Score:3/9

Emergency Fund - Wanted to have 12x months of living expenses in EF. Achieved this within first half of the year. But by the end of year, had to dip in my EF many times. Ended up 10.5x months of living expenses saved as EF. 
Score:3/9

Save all of DH's salary - Done that. Finally, my household can survive on the lower salary of two. :)

Score:4/9

Personal:

Baby Schedule - I really worked very hard on work-life balance. This was a priority all through. A satisfying year on this front for sure.

Score:5/9

Reading related to Job - Another year of big failure. *Sob Sob* 

Score:5/9

Diary Writing - I actually picked it up in last quarter and had been writing on-off. Going to focus on writing more regularly this year but so far I count it as WIP/Partial Success.

Score:6/9

Love Myself - Well worked on/off in the year but having this as a goal for sure made me more conscious of importance of routines. WIP/Majorly a success.

Score:7/9

So that's how I did in 2015 - 7 out of 9. 

How about you?